Frequently Asked Questions
Why should I use Heritage Financial Group, INC?
We have been in business for 37 years helping businesses and individuals alike find the best medical plans to meet their needs at a price they are looking for, we are locally owned and just a phone call away if help is ever needed.
Do I pay you for your services?
No, not at all! We are compensated by the insurance companies with no extra cost to you in your premium.
Do I need to shop around to find the best prices?
Prices will be the same no matter what insurance agency you use, rates have to be filed with the Washington State insurance commissioner.
What are the benefits of using an insurance producer?
We save you time! When you have a question on how a claim was paid out, or if a procedure you need will be covered we call the insurance company for you and get the answers back to you quickly.
When does my coverage start?
Most health insurance companies have plans that start on either the 1st or the 15th of the month. Each company has different cut off dates for when applications need to be in. Please give us a call and we can let you know when the cut off dates are.
How do I know what plan will work for me?
Please give our office a call and we can help you determine the plan which suits your needs. Or feel free to email us now.
Licensed to sell securities in the following states: WA
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Securities offered through Independent Financial Group, LLC (IFG)
12671 High Bluff Drive Ste 200, San Diego, CA 92130